Moving overseas to retire

We probably don’t need to sell you the idea of retiring abroad. The joy of being warm all year round without worrying about the gas bill will appeal to many people on a pension.

However there are some things to consider:

• Will your retirement income go as far in your new location?
• Will you lose out on any benefits?
• Will the free health provision be as good as the UK?
• How would you cope with different situations such as water shortages?

If you fancy Australia and are over 55 then you could apply for an Investor Retirement visa.  This is designed for self-funded retirees who have no dependants and who want to reside in Australia during their retirement years. The visa is temporary and will not lead to Australian permanent residence or citizenship. You also need to be able to make a significant long term financial investment in Australia.

New Zealand does not have an official retirement immigration category however you may qualify for residence in another category. If you do obtain residence in New Zealand there is no age limit on working.

British retirees can legally spend up to 90 days in the United States without a visa, or up to 180 days with a B1/B2 visitor visa. If you wish to stay longer, making an investment in a small business in the United States and qualifying for an E-2 visa will mean you can travel freely in and out of the U.S. and stay on a prolonged basis with unlimited two year extensions.

You won’t need a visa to retire in any of the 27 countries of the European Union – from Estonia to Bulgaria. Unfortunately none of the UK welfare benefits, apart from your pension, will be available but you will find popping home to visit family is easy!


Read about the Cowley's experience of retiring to Australia and some of the things they're looking forward to.

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